AustralianCourses
Career pathway

Credit and Loans Officer (Aus) / Finance Clerk (NZ)

OSCA 531231·ANZSCO 552211

Employed

31,200

Part-time share

14.2%

Female share

55.2%

Median age

38 yrs

Source: Jobs and Skills Australia · ABS 2021 Census of Population and Housing.

Credit and Loans Officer (Aus) / Finance Clerk (NZ) is a job in Australia. The job figures on this page come from Jobs and Skills Australia and the ABS Census, where they are published. The courses listed here lead to this job. Compare the fee, study mode, length, place, and how to get in before you enquire.

Courses linked to this job include Certificate IV in Credit Management, Certificate III in Mercantile Agents, and Diploma of Credit Management.

Jobs, part-time share, age, and pay appear on this page only when Jobs and Skills Australia or the ABS has published them for Credit and Loans Officer (Aus) / Finance Clerk (NZ). A blank is a missing figure, not a pay of zero. The courses below are linked to this job. Open one to compare the fee, study mode, length, campus, and how to get in.

There is no single national fee or length for training that leads to Credit and Loans Officer (Aus) / Finance Clerk (NZ). Each provider sets its own price, study mode, and entry rules. Those rules can include past study, an English level, work experience, or an interview. Check the AQF level, and whether you study in Australia or online, before you enquire.

About this career

Analyses, evaluates and processes credit and loan applications.

What they typically do

  • Analyses information about customers, and examines references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
  • Contacts financial and credit institutions to obtain information about customers
  • Prepares papers setting out conditions of credit and loans, rates of repayments and loan periods, and provides information about customers' standing to financial and credit institutions
  • Authorises the approval of credit and loan applications, and recommends credit and loan conditions and limits
  • Keeps records of payments, and prepares routine letters requesting payment for overdue accounts and forwards these for legal action
  • Answers enquiries concerning credit standing of customers, loan balances and penalties
  • May recommend, approve and arrange mortgages

Where they work

Financial and Insurance Services

Qualification pathways

These accredited qualifications can lead to a career as a Credit and Loans Officer (Aus) / Finance Clerk (NZ).